Fractional CFO Services in Houston, TX
Senior financial leadership for Houston companies that have outgrown a bookkeeper but do not need a full-time CFO. Forecasts, board reporting and the analysis behind your biggest decisions, for the hours a month you actually need.
What's included
- 12-month rolling cash flow forecasts, with scenarios
- Budgets, KPI dashboards and monthly strategy reviews
- Board packs, presented to your board and investors
- Unit economics, margin and pricing analysis
- Fundraising support: the model, the pitch narrative and the data room
- Lender reporting and due diligence support
Why Houston companies hire a fractional CFO
A full-time CFO typically costs $250,000 a year or more before bonus and equity, which is hard to justify below a certain size. The questions arrive well before that point: can we afford to hire five people, which customers actually make money, and how much runway do we have if our largest receivable pays 60 days late? A fractional CFO answers them with real numbers, on a schedule that fits the business.
Forecasting for a cyclical economy
Houston businesses feel energy cycles even when they are not in energy. Service companies and suppliers see orders and payment terms change with commodity prices, construction and real estate follow the capital that energy brings in, and lenders adjust to both.
We build forecasts with scenarios rather than a single line, so you know in advance what a downturn or a growth spurt would do to cash, and can act before it happens.
Signs it is time
Most companies bring in a fractional CFO when one of these becomes true:
- You are raising money or talking to lenders and need a model that holds up to scrutiny.
- Growth is outpacing cash, and nobody can say exactly why.
- Your board or investors want reporting you cannot produce in-house.
- You are weighing an acquisition, a new location or a major hire.
- Prices are set on instinct because margin by product or customer is not visible.
Industry experience
Common questions
What does a fractional CFO do for a Houston business?
Forward-looking financial work: rolling cash flow forecasts, budgets, board and lender reporting, pricing and margin analysis, and the model and data room behind a fundraise or acquisition. It sits above bookkeeping, which records what happened, and the controller role, which makes sure that record is right.
How much of a CFO's time do we get?
Engagements are scoped around what the business needs. Steady months center on forecasting, reporting and a monthly review; a fundraise or acquisition calls for more time while it runs.
Do you work with our existing bookkeeper or accountant?
Yes. Many CFO clients keep their in-house bookkeeper or outside CPA. If the books themselves need work, we can take on bookkeeping and controller duties too, because a forecast is only as good as the numbers underneath it.
Can you help us prepare for a bank loan or an investor raise?
Yes. We build the financial model, prepare the reporting lenders and investors expect, structure the data room and join the calls to defend the numbers, so you go into those conversations prepared.
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Learn moreFractional CFO across Greater Houston
We provide fractional CFO support to businesses throughout Houston and the surrounding cities, and remotely to clients across the United States and internationally.